How it works
Compound interest means you earn interest on your interest. Over time, growth accelerates. This calculator assumes monthly compounding: FV = P(1+r)n + A × ((1+r)n − 1) / r, where r is the monthly rate, n the number of months and A your monthly contribution.
Starting early and contributing consistently matters more than finding the perfect return. Remember to consider inflation and taxes when estimating your real returns.
For information only — not financial advice. Actual returns vary and are not guaranteed.